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Category S/N cars.


meXEco

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What are peoples thoughts or experiences with cat S/N newish cars? Thinking of getting something new (new to me not brand new) as a daily, and usually these cars are significantly cheaper than their non classed counterparts. Looking in particular at cat N as non structural. I understand some insurers don't like them, and if i were to use Go Compare etc. for a quote would that flag up on their system as a cat N and be taken into consideration, or do i have to state it's a cat N myself as i can't see anywhere to enter this. I would keep the car for quite a while not buying for a quick flip, so what are your thoughts please?

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I’ve done/ owned a few cat s vehicles. Never had a problem with ins even when they were written off again, full market value payout. My last one was a transit connect van 600 mls, still got it 48k later saved me 7 k on new. A lot of people have this miss conception of written off cars as been a good candidate for a cut and shut job. When you see the cars that are written off, most are purely for the cost of labour reasons and the replace not repair capabilities of a lot of the repair shops. I borrowed a jig to do my escort and the body shop I got it from said it was 6 yrs since he used it, if a car needs jigging it’s  written off !!

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