RS2000CUSTOM Posted May 2, 2007 Report Posted May 2, 2007 As you may be aware I run a website for MKI and MKII RS Escorts A number of registered members would like me to organise a "club" stand I have enquiried to various Show organisers and their application forms require signing by a "responsible" person !! Their T + C's contain the usual - all damages and costs will be met by the undersigned blah blah blah This is a Public Liability clause !!! Has O/S/F got sufficient cover ? If so where did you get it from ? How much ? Thanx for any help
Mr Sam Posted May 2, 2007 Report Posted May 2, 2007 try PM'ing some of the admin or have a check through the show stands section see whos organising them and contact them
RS2000CUSTOM Posted May 3, 2007 Author Report Posted May 3, 2007 Hi Dave, We are looking into this at the moment Thanks Driver Here is a form to book into Rally Day 2007 No way was I gonna sign it without PLI Read T+C's carefully http://www.rallyday.com/PDF/club%20book ... %20low.pdf
MK2Ed Posted May 3, 2007 Report Posted May 3, 2007 PL insurance will usually be required from a club especially with an event such as track day. This is in case someone tries to sue the club as a result of an incident/accident resulting from the club's undertaking. Can also happen for a simple incident like, I dunno, the gazebo blowing away and damaging a car, etc. Apologies if I'm talking to the converted... E.
RS2000CUSTOM Posted May 3, 2007 Author Report Posted May 3, 2007 Apologies if I'm talking to the converted... No way mate you are spot on I just happen to read T+C's and I would not sign a form without having PLI behind me Too many "Blame & Claim" sharks about Its Ok saying "it will never happen to me" or "sod it dont bother" BUT it does happen to somebody and one day it will happen to you
Admin Mk2Jo Posted May 3, 2007 Admin Report Posted May 3, 2007 We don't currently have Public Liability Insurance and to be honest we have assumed that this is arranged by the organisers of the event we are attending. I am just waiting for Steve Philips of Classic Ford Mag to confirm this for the Classic Ford Show event. With regard to our Brighton Run ..... while we are parked at The Marina we are covered by their Public Liability Insurance PROVIDING we have copies of everyone's personal car insurance certificates .... no certificate on the day, no entry to The Marina. If anyone can recommend any company for PL insurance then I would be pleased to hear from them. I have enquired about this before and was sent a form by a company but all the questions/criteria on the application form are relevant to a club that is actually organising an event and not a club that is just attending an organised event. After all .... if you went to the fair as a visitor you would not be expected to have your own PL insurance
RS2000CUSTOM Posted May 3, 2007 Author Report Posted May 3, 2007 After all .... if you went to the fair as a visitor you would not be expected to have your own PL insurance Correct Jo BUT Your car would be in the organisers designated public car park area You would be visiting the stands and not be part of the stands As a visitor your safety is the Liability of the organisers and the Clubs/Traders/Attractions on site
Admin Mk2Jo Posted May 3, 2007 Admin Report Posted May 3, 2007 Don't think anyone asks us to sign any forms for Classic Ford Show Anyway, I've got 3 companies quoting me for insurance so will let you all know what happens
tim Posted May 3, 2007 Report Posted May 3, 2007 Don't think anyone asks us to sign any forms for Classic Ford Show Anyway, I've got 3 companies quoting me for insurance so will let you all know what happens on the forms ive seen and used there abit about PLI and then u have to sign it sayin u got cover etc
MK2Ed Posted May 3, 2007 Report Posted May 3, 2007 Don't think anyone asks us to sign any forms for Classic Ford Show Anyway, I've got 3 companies quoting me for insurance so will let you all know what happens Jo Been thinking about this one and, OSF isn't a company, it's not a club with membership fees and therefore possibly doesn't come into PL category. But I'm not an expert so not entirely sure. I think an acid test is what the organisers have to say, i.e. CF/Santa Pod as you said or any other show organisers before any money is spent...
tim Posted May 3, 2007 Report Posted May 3, 2007 quote from the bookin form for classic ford show Insurances26. Exhibitors are required to hold a minimum of £1 million sterling in Public Liability Insurance cover and have the necessary insurances against claims by third parties for fire, damage and all other risks. Exhibitors must also indemnify the Event Organisers against any claims for damage and/or any expenses incurred for whatever reason arising out of the Exhibitors’ attendance and/or their exhibits on the Event Site. The booking of a trade stand shall be deemed as confirmation by the Exhibitor that the necessary insurance cover has or will be obtained, and that the Exhibitor agrees to indemnify the Event Site and the Event Organisers and the Event Organisers’ staff and the Event Organisers’ agents and stewards against all and any claims which may arise.
Admin Mk2Jo Posted May 3, 2007 Admin Report Posted May 3, 2007 CheeRS for that Tim .... I'll wait for the quotes to come back
RS2000CUSTOM Posted May 3, 2007 Author Report Posted May 3, 2007 cheeRS Tim Classic Ford have rung and stated PLI is covered by them Then you get the entry form off em !
RS2000CUSTOM Posted May 4, 2007 Author Report Posted May 4, 2007 Just had this back from Classic Ford Hi Dave, regarding public liability insurance. We do have it, but it only covers such things as members of the piublic falling over a car and breaking their arm etc. If for example one of your stand cars got damaged then you will have to sort that out yourselves. Hope that clears it up. Steve, Classic Ford
Admin Mk2Jo Posted May 4, 2007 Admin Report Posted May 4, 2007 yeah, I just had that back from Steve as well. Am still waiting for insurance quotes to come in
Guest M.Bird DOHC Posted May 4, 2007 Report Posted May 4, 2007 Doubt il be the only one thinking that if i put my car on the stand and it got damaged i wouldn't be covered! Lots of other stands seems to have cover...............
RS2000CUSTOM Posted May 4, 2007 Author Report Posted May 4, 2007 UPDATE ! James Forrester - Classic Ford Show Organiser We have spoken today Entry form is printed wrong it should not have said exhibitors ! Insurance Section is for Traders ONLY BUT Any damage to your display cars is NOT the liability of the show organisers Also no selling/trading is allowed on any Exhibitor stand because if you do then you become a trader and need PLI Hope this is clear See you all on the night before on the campsite @ the Pod
Guest M.Bird DOHC Posted May 4, 2007 Report Posted May 4, 2007 so if mechandise is sold on the stand you become a trader?
tim Posted May 4, 2007 Report Posted May 4, 2007 so if mechandise is sold on the stand you become a trader? looks that way
Admin Mk2Jo Posted May 4, 2007 Admin Report Posted May 4, 2007 Doubt il be the only one thinking that if i put my car on the stand and it got damaged i wouldn't be covered! Lots of other stands seems to have cover............... No different to parking in any public place ... you wouldn't be covered in the supermarket car park or a pub car park or anywhere else that is public but you still go there. You seem to know a lot about the other stands insurance so perhaps you could ask on our behalf who they use as I don't know what other stands will be there We are looking into it in any case and will let everyone know what the outcome is.
RS2000CUSTOM Posted May 5, 2007 Author Report Posted May 5, 2007 walk round selling it then but watch you dont trip up and fall onto a visiting member of the public ! - lol lol lol
Guest M.Bird DOHC Posted May 5, 2007 Report Posted May 5, 2007 Doubt il be the only one thinking that if i put my car on the stand and it got damaged i wouldn't be covered! Lots of other stands seems to have cover............... No different to parking in any public place ... you wouldn't be covered in the supermarket car park or a pub car park or anywhere else that is public but you still go there. You seem to know a lot about the other stands insurance so perhaps you could ask on our behalf who they use as I don't know what other stands will be there We are looking into it in any case and will let everyone know what the outcome is. I think your find that your car is covered in a public place unless, stated on a sign that says 'that your car is left at own risk' And i'd love to do the running round to all the other stands that will be at classic ford show and find out the details of there PLI, but i unfortuately dont have the time, which is the same reason i am no longer a mod! So i wish you good luck!
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