Insurance

[sambo]

Hi all, i will hopefully be getting my mk1 on the road soon (at last) but i am a little worried about the insurance....

 

My last escort was insured with footman james and they were really cheap and all was well. When i got my new mk1, i asked them for a guestimate quote for reference when i get it running etc. They would not touch it as it doesnt have rear seats??? Has anyone else had this trouble??

Also, what about modifications?

Has anyone else with a 5 linked, caged car declared these mods etc.

Also, what about an agreed valuation?

Also the engine?? I cnt say its a "cosworth" engine as it doesnt have a turbo, and insurance companies always want to know about what car the engine came from etc.

Hmmm, they are a pain in the arse. I called Adrian flux ages and ages ago and they want £550 for a year with limited mileage etc!! I think that is excessive for a 28 year old!! Considering my last mk1 was only £220 a year!!

 

Any advice? Especiallly those with heavily modded cars etc..........

 

[spitbarnatt]

I'm with Flux. N/A cossie, no rear seats and agreed value at 17k. £350 a year fully comp, 27 years old, 3000 miles.

 

Make sure you speak to the specialist vehicle department

[sambo]

Ahhhh. Cheers spitbarnet! How do you get the agreed valuation?

[spitbarnatt]

Took it to a local garage, we agreed on a valuation which he printed up for me. Sent it to Flux with a load of pictures and a Modified Vehicle Report form, which you have to fill out anyway, and two weeks later get my value agreed with paperwork.

 

A word of warning though, DO NOT under any circumstances crash your car without the agreed value, they will only give you 'market value' which probably means fook all.

[glenbo]

im with footman james,not the same leauge as you but my 1300e standard full comp is £99 and with my mex rep on the same policy it cost an extra £15.the mex has 2.0l pinto kent cam alloys lowered