The company that were answering P.C's questions was Adrian Flux, a well established firm in Classic Insurance.
There are a lot of companies offering insurance, some policies are better than others, more suitable to what you want to do with your classic.
My 1968 Cortina I drive every day, and is insured as such, my 1986 Capri only runs in Summer, and she is on a laid up policy for the rest of the year.
The point I was raising is that the fine print can bite you in the Arse, still, got a bit of a discussion going. Finn.