young drivers

[RossMK2]

just did a insurance quote for next year on my 07 1.4 fiesta no mods

 

it's been kept it in my mums name so it was a quote for her as policy holder and me as main named driver 10000 annual mileage

 

£4386 with no windscreen cover was cheapest

 

im lucky and have got a apprenticeship and 1st year i will be on £13400 from september and even with that i have got to seriously watch my money

[Fiesta Steve]

Did I ever mention mine is £90, a year

[RossMK2]

 

 

my dads on my escort £132 i think

 

thats one good reason not to be young

[Yeomans22]

ross, my 1st car cost me £2500 third party to insure, second year i went to a 1.6 16v fiesta sport and the insurance droped to 1100, its a pain but you'll need to pay that 1st year but it goes down quite quickly.

 

try and be the main driver to get a no claims discount for yourself.

[RossMK2]

i hope so mate cus there no way i paying another £6000 they want to insure the escort

 

thats im thinking to im gonna have to do a few more coparasons first see which way works out better

[Fiesta Steve]

I'd probably pay 4k to be 16 again

[Mad Mex]

i hope so mate cus there no way i paying another £6000 they want to insure the escort

 

thats im thinking to im gonna have to do a few more coparasons first see which way works out better

 

dont use the comparison sites whatever you do....ring company's dierect. get a much better deal as they dont have to pay commision to comparethebullshit.com

 

Also try the Co-Op insurance for the new fez, been the best price for a friend of mine. He was quoted 3k plus on his newish fez everywhere, Co-op 1900! still alot but 4k+ for a 1.4 is ludicrous

[GJUK]

it's been kept it in my mums name so it was a quote for her as policy holder and me as main named driver 10000 annual mileage Thumbs Up

 

£4386 with no windscreen cover was cheapest

 

No way, I'd expect half that with your OWN policy, you're getting no NCB's from driving this a year and you will be in the same position next year when you have to re-new. Also, fronting insurance is naughty and if you get caught then it will void your insurance.

 

I think I paid £2k for an MV6 when I was 18. with NCB's.

 

So, you're being ripped off.

[RossMK2]

yeah think i am gonna ring round when it coming up but i got till 1st of june next year thats swhen i seventeen i just did it as an idea really

[GJUK]

this is what you want:

 

http://cgi.ebay.co.uk/ws/eBayISAPI.dll? ... 0453410007

 

and cheap 3rd party insurance.

[RossMK2]

this is my car that will need insuring

 

[GJUK]

This is the car you should be driving. Unless you're earning + 40k a year and you can afford this (huge) 'small hit' on insurance.

 

[Yeomans22]

on your moms car though, if you smash it up, you insurance will need £5000+ to pay you out,

 

buy a mk5 fiest a for about £800 and if you crash then its not going to cost the insurance as much and you can get away with only third party insurance,

 

will bring it down alot i would think, also pass plus help a bit in somecases.

[RossMK2]

im going to do pass plus

 

the car is mine just haven't swapped name over cus haven't decided how im going to sort insurance

 

what annoys me is to think all the boy racers that crash everyday and puts the price up for everyone else

[Slammed]

my insurance for my first car is 1100 quid oh its a corsair with all mods declared

 

 

 

[GJUK]

Sell the new fiesta.

 

Buy and old one. Insure it in your own name. Save the rest of the money you have left.

 

J

[D4N]

Im paying £945 on my own name. 1.9tdi vw bora fully comp, break down, windscreen, 2 years no claims ect. With admiral

 

and

 

£425 on my 1.3 mk2 4door on my own name with footman james with breakdown Only company i could find that did classic car insurance for under the age 25.

 

Im happy

[James HPE Motorsport]

Deffo you should get a quote with you as the registered driver and your mum as a named driver! I have found elephant the cheapest in the past!!

[RossMK2]

i did one earlyer as me the registered owner of car a policy holder would be bout £5000

[antz]

my first year with my escort £1122. at 18 i was tanking around (quite literally) in a Volvo 240 estate (2.0 litre) under my dads name and that was still only £540.

 

now im 21 and getting bummed by admiral for a Volvo V40 T4 at £1190 cos i spent 3 years under my dads name and have 0 NCB

[GJUK]

i did one earlyer as me the registered owner of car a policy holder would be bout £5000

 

You're obviously doing it wrong.

[emu]

If you have a look around then you can probably find a list of car insurance groups. A quick google search suggests that '07 fiesta is group 5 and the one GJUK found is group 3. Pandas and 2cv's were always cheap

 

I'm going to sound really old here, but when we were younger i'm certain there wasn't so many people trying to run newer cars as first cars. My class at college (1997/98) consisted of 4 mk1 fiestas, a metro vanden plas automatic, a 1.3 mk2 cavalier, my 1.3 mk2 (which was over £800 to insure then. on £55 wages a week!!!), the newest car any of us had was a G-reg Rover 213. And they were all old, granadad-spec and hanging!!!!

 

I would have thought you could buy an older, but tidy reliable car and insure it for much less than the price of just insuring that fiesta if you tried.However, im happy to be proved wrong.......

 

.......So purely out of interest, could one of you 17 year olds run through a quick quote for 2 cars quickly for me. A 957cc 1983 fiesta popular and a bottom-spec 1.1 1996 fiesta. Both kept on the street, no security,held licience for 2 months so no NCB. Third party only/third party fire theft , and worth about 250 squids

 

I'm curious how much my first car would cost you to insure now, and how much a comparable car (14 year old and basic ) would cost you

 

 

[killerkerry89]

something must be amiss for you to get a quote like that? i'm 21 with 1 yrs NCB and my 2.0 Capri is under 900 fully comp with wynne&goch i think. i got that quote ages ago so it may well have changed. good luck with your apprenticeship dude, what are you doing for it?

[RossMK2]

something must be amiss for you to get a quote like that? i'm 21 with 1 yrs NCB and my 2.0 Capri is under 900 fully comp with wynne&goch i think. i got that quote ages ago so it may well have changed. good luck with your apprenticeship dude, what are you doing for it?

 

 

working for mod mechanical will be doing metalwork, engines etc then after 1st year i will be on armored vehicles

[killerkerry89]

sounds like fun! i saw adverts for all sorts of MOD apprenticeships down your way, i was gonna apply for the weapons technician one until i read about the fitness test!! good luck with it, you'll be set when your up to NVQ 3 with 'Ministry of Defence' on your CV! will you be weapons trained?

 

ps - sorry for thread jacking!