aren't they an ass ive been with my bank for 25 years and in the last month they have had 44 quid of me on 2 separate account for going 5quid over my limit.Just spoke to them and they said sorry but that's how it works and i said ok i'll be sending 1 of those letters from money m8ty on the tele because thats how i work any 1 else having bank nightmares in current climate