Insurance woes...

[mk2_escort_chick]

...I am having a tough old time trying to get a reasonable/realistic insurance quote.

I know I'm only 19-but surely it cant be that hard to insure a 100e???

I'm being quoted £721 tpft

I've got in contact with Adrian Flux and even with my osf discount, they can only do it for £761!!!

I feel like I've spent the past few weeks hitting my head against a brick wall

[Mr.Sumo]

That sucks Chicken

 

Can"t you get the old man to insure it with you as a named driver

[mk2_escort_chick]

That sucks Chicken

 

Can"t you get the old man to insure it with you as a named driver

Dean or my dad? lol

I like to have my own policy...just me on my own!

Yes I know I'm weird! lol

My dad did suggest doing what u said, or even putting him as a named driver to try and keep the cost down

Its just a fooking joke, I feel like i have got no-where!!

I did get a quote last week for £516, but when I phoned them and went through everything,

I was then told that the car was too old

Typical m8!!!

[mk2_escort_chick]

Just did a quote on moneysupermarket.com

and its £721/£740 for me as main and dad as a named driver on the policy

Damn this insurance lark!

I've tried several of the big names and am just so tired of typing in the same old crap on each site

[colin spridgeon]

give these ago they got me £97 fc on my anglebox

 

http://www.lancaster-ins.co.uk/

 

 

[sambo]

Bloody insurance companies make my blood boil.

[Jeb]

give these ago they got me £97 fc on my anglebox

 

http://www.lancaster-ins.co.uk/

 

 

 

Need to be 21+ to insure with them

[lotusless]

watch out for the small print though, some of the cheaper

quotes arnt cheaper at all! some come with breakdown cover

included + some charge extra. + if you have direct debits

you get stung even more. i'm an old git + i had a quote for

my mk2 cortina with performance direct (chaucer) of £94.50p

which sounds great but the breakdown was £30 odd on top.

so i paid £70 over the phone to start the cover, + i paid one

direct debit of £12 but i had to sell the car after only a month

or so of the policy used. i rang them today + thought they might

ask for a cancellation fee of about £30 but now they want £90!!!!!!

i asked how they come up with this figure + they said you have to

pay the full policy price plus cancellation plus interest charges

so the message is if your with CHAUCER INSURANCE watch out

coz if they are like this with the policy i would hate to make a claim

on the policy i bet they dont pay out!! its deffo better to pay for

it in one go (if you can afford to) those direct debits are shite. i really

feel sorry for the younger osf owners, these ins companys have us all

over a barrell. but keep trying mate + good luck

[caprinerd]

might pay to add another driver chick im with lancaster as well and mine dropped by a ton when i added the wife

[5hane]

lol i just tryed geting a quote from confused .....

 

Hi Shane

 

 

We have finished submitting your quote details to 59 UK online car insurance providers. . . we're really sorry but we are unable to find anyone willing to quote online for the details that you provided.

 

 

hmmm, thats valued at 4k with 6 mods (gbox, manifold, lowered, suspencion, brakes, interior), lol i think i should start saving.. o and thats 2nd car (volvo 340's the plan ) and 2k milage , im fooked

[prefectopop]

I had my Pop insured with Lancaster - do try them - I think you can do it online, they do a quick insure thingy... Not sure if it applies to 21 and over tho...

[pelvins]

good luck

[NginEEr]

wel i just insured a mk1 fiesta stating mod's etc for £619 fully comp on my dads policy and ive got no no claims or anything. www.cis.co.uk

[oddball]

 

Getting insurance quotes is one of the times when i'm glad that I'm not young anymore

 

Have you tried these http://www.performancedirect.co.uk/clas ... rance.aspx

 

we have both of our cars insured with this company and they beat all of the other quotes I got for both

 

Try limited milage if you can as this will bring the cost down a bit

[antz]

performance direct?

[bmxdave]

Im with Liverpool Victoria. They can be cheap with some, expensive with others but if found theyre good with young peoples. Always had good quotes off them.

 

19yo no ncb or driving experience, £900 on a Triumph Vitesse 2 litre.

Then a mk2 1300 deluxe cortina on the same policy £500

Then i got a £1200 quote on an early scooby turbo.

 

ATM im paying roughly £900 on a 100e all mods declared (engine change, engine mods, gearbox change, transmission change, wheels, interior pretty much everything) and im only 20 with one year ncb. I think it was about £400 if it where standard.

[mk2_escort_chick]

Thanx everyone!

I'll give all of your suggestions a go

I think I'm gonna have to add dad onto the policy to try and lower it a bit

[geoffersmasher]

ggood luck with the search

[richie_stix]

give these ago they got me £97 fc on my anglebox

 

http://www.lancaster-ins.co.uk/

 

 

 

got my 2ltr capri for 193 from them! tpft (500 excess) - but your young, most insurance policies will be high!

[Tracey]

I would add your dad Sarah and then in a couple of years get a policy on your own, when your older like me