No, I have a £135,000 mortgage.
I live with my partner, she is a teacher, I work in IT.
No kids, maybe shortly, I personally wouldn't want to bring any kids into this kind of world but thats an argument for another day.
Joint incomes around £55,000, monthly outgoings are around £1400, do the math.......yes, things are going up in price, but we have plenty of slack in our budget, thus, I am not feeling the effects of the "Credit Crunch" currently.
Anything else?