New insurance law

[flyingbanana]

Having listened to the radio this afternoon, I interpreted this piece of proposed legislation as follows: That the police can impound any vehicle that is being used without insurance on a road, so I think its to stop people from driving their car after being stopped by the police if they cannot provide valid insurance details that is corroborated by the police national computer.

 

Thats how I understood it.

 

That is correct, but the Police already have this power. If they stop a vehicle that isn't insured, they can impound it. Good Idea??? Well, it is & it isn't. I have to say, I don't know if this has been addressed yet, but what was happening is this:

 

Chap get's pulled for no insurance, car is impounded. Now, to get this car released, said chap has to provide valid insurance, but what was happening, and probably still happens, this chap goes to his mate who is insured to drive any car, and says, can you get my motor out??? O.k, his mate says, wanders off to the pound, produces a cover note to say he can drive any car, and goes home in it.

 

Where is the logic in that????

 

i thought both cars have to be insured for that to work

[Mr.Sumo]

^^^^ as far as i am aware , thats true

[tim]

Having listened to the radio this afternoon, I interpreted this piece of proposed legislation as follows: That the police can impound any vehicle that is being used without insurance on a road, so I think its to stop people from driving their car after being stopped by the police if they cannot provide valid insurance details that is corroborated by the police national computer.

 

Thats how I understood it.

 

That is correct, but the Police already have this power. If they stop a vehicle that isn't insured, they can impound it. Good Idea??? Well, it is & it isn't. I have to say, I don't know if this has been addressed yet, but what was happening is this:

 

Chap get's pulled for no insurance, car is impounded. Now, to get this car released, said chap has to provide valid insurance, but what was happening, and probably still happens, this chap goes to his mate who is insured to drive any car, and says, can you get my motor out??? O.k, his mate says, wanders off to the pound, produces a cover note to say he can drive any car, and goes home in it.

 

Where is the logic in that????

 

i thought both cars have to be insured for that to work

 

 

or you have a £200 scraper and say fook it and buy another car,your not insurance so why bother with tax or mot,if you get pulled you loss another car and get a fine,o well,time for anothr change of car

[Jimbob-Squarepants ©]

Having listened to the radio this afternoon, I interpreted this piece of proposed legislation as follows: That the police can impound any vehicle that is being used without insurance on a road, so I think its to stop people from driving their car after being stopped by the police if they cannot provide valid insurance details that is corroborated by the police national computer.

 

Thats how I understood it.

 

That is correct, but the Police already have this power. If they stop a vehicle that isn't insured, they can impound it. Good Idea??? Well, it is & it isn't. I have to say, I don't know if this has been addressed yet, but what was happening is this:

 

Chap get's pulled for no insurance, car is impounded. Now, to get this car released, said chap has to provide valid insurance, but what was happening, and probably still happens, this chap goes to his mate who is insured to drive any car, and says, can you get my motor out??? O.k, his mate says, wanders off to the pound, produces a cover note to say he can drive any car, and goes home in it.

 

Where is the logic in that????

 

i thought both cars have to be insured for that to work

 

 

or you have a £200 scraper and say fook it and buy another car,your not insurance so why bother with tax or mot,if you get pulled you loss another car and get a fine,o well,time for anothr change of car

 

Yeah, either that or you get a ban from driving... which you wont be too bothered about

[Mr Sam]

i heard this on the radio

 

so the fiesta in my field on bricks they can help them selves too it..........is this before or after ive filled them with lead i honestly would stand there with a 12 bore its just ridiclious

[john_3.0s]

Did the original article say that it could be removed / destroyed / fined if it WAS or WASN'T on the road at the time.

 

Obviously if you car is on the public highway then it needs to be insured / taxed / moded (assuming in not exempt) BUT I think the point of the original thread was that cars which are not on the public highway (i.e. that project car we all have tucked away) would also be required to be insured under some new legislation or have i just lost the plot.....

[Retromotorsport]

If its in your garage and the contents of that garage is insured then the cars insured .. for loss or third party damages

 

I'll go back to that statement ....

 

your all panicking about having to insure your " off the road " or " project" vehicals.

 

well personally and have a go back by all means , but i think if you havnt got your cars insured then your stupid.

 

example

 

locked garage at side of house

inside

1 mk escort shell ... restored ... value 3-6k

1 hot x-flow ........................... value 2-3k

1 trannex box ........................ value 1k

1 lsd back axle ...................... value 1k

 

 

thats £7,000 worth of un-insured parts ..

 

dont knock the goverment ..knock yourselves for being stupid

 

even if the car is worth under £1000 in bits .. ask for a quote, its often only around £20-£40 to insure to the value.

 

to risk losing over £1000 in parts or shell is stupid ... isnt it ? or am i the mad one ?

[MK II Mark]

Having listened to the radio this afternoon, I interpreted this piece of proposed legislation as follows: That the police can impound any vehicle that is being used without insurance on a road, so I think its to stop people from driving their car after being stopped by the police if they cannot provide valid insurance details that is corroborated by the police national computer.

 

Thats how I understood it.

 

That is correct, but the Police already have this power. If they stop a vehicle that isn't insured, they can impound it. Good Idea??? Well, it is & it isn't. I have to say, I don't know if this has been addressed yet, but what was happening is this:

 

Chap get's pulled for no insurance, car is impounded. Now, to get this car released, said chap has to provide valid insurance, but what was happening, and probably still happens, this chap goes to his mate who is insured to drive any car, and says, can you get my motor out??? O.k, his mate says, wanders off to the pound, produces a cover note to say he can drive any car, and goes home in it.

 

Where is the logic in that????

 

i thought both cars have to be insured for that to work

 

 

or you have a £200 scraper and say fook it and buy another car,your not insurance so why bother with tax or mot,if you get pulled you loss another car and get a fine,o well,time for anothr change of car

 

Yeah, either that or you get a ban from driving... which you wont be too bothered about

 

Any private car being used must have an insurance policy that covers the car in question whether it's classified as social & domestic or business use, company vehicle's reg numbers might not be on the certificate of insurance if the company has a large pool of vehicles but they will be listed on the policy documents held at head office. I not sure about the police national computer but the Isle of Man's police computer identifies whether a car has a current policy. I would imagine that the new legislation is designed for bobby's who pull over a vehicle full of chavs and none of their names or addresses match the registered keepers details, there is no current policy on PNC, so chav's are walking home and the car is impounded so owner details can be verified and the vehicle confirmed to be not stolen etc.

 

I think that this legislation is good and will get alot of insurance dodgers of the streets and it wil at least cause persistent offenders disruption and the inconvenience of having to replace his or her car.

[john_3.0s]

If its in your garage and the contents of that garage is insured then the cars insured .. for loss or third party damages

 

I'll go back to that statement ....

 

your all panicking about having to insure your " off the road " or " project" vehicals.

 

well personally and have a go back by all means , but i think if you havnt got your cars insured then your stupid.

 

example

 

locked garage at side of house

inside

1 mk escort shell ... restored ... value 3-6k

1 hot x-flow ........................... value 2-3k

1 trannex box ........................ value 1k

1 lsd back axle ...................... value 1k

 

 

thats £7,000 worth of un-insured parts ..

 

dont knock the goverment ..knock yourselves for being stupid

 

even if the car is worth under £1000 in bits .. ask for a quote, its often only around £20-£40 to insure to the value.

 

to risk losing over £1000 in parts or shell is stupid ... isnt it ? or am i the mad one ?

 

could not agree more mate, but what I would disagree with is being forced (legally) to insure un-used vehicles. If I choose to leave my 150k aston parked in my garden un-insured thats up to me, just like if I was to choose to not insure my house (assuming I didnt have a mortgage). If my car got nicked its t0ugh sh!t BUT I was able to make an informed decision about my own circumstances based on the risk of my posessions being stolen / catching fire etc

 

As i mentioned before i would be suspicious that this type of legislation would lead to further steps like mandatory yearly taxation for ALL vehicles used or not.

 

Anyway it dosent seem like there was any substance to the original thead so (hopefully) this was a completly hyperthetical rant

[Capripete]

Read Daggle's post on page 2 chaps, its only for vehicles being used on the road! Off the road on your drive is fine.

[Doc]

They should do it the aussie way for third party where you pay for the road tax for the vehicle and your automatically insured third party !

 

So if theres no valid tax your not insured .... Simple

 

 

But they are idiots and wont do it

[Jay_harrier]

I can see sense in the legislation to some degree & it's our own choice whether we risk having uninsured projects in our garages.

 

The law is aimed at trying to get the uninsured road users, the thing is they're breaking the law now so how is it going to change their behaviour?. They're uninsured for a reason & I don't see this changing.

 

Why does a car parked at the side of the road need insuring?, what claim/liability could possibly be made against it if it's unused?, the insurance companies must be drawing up the plans for the new villas as we speak.

 

It does annoy me (along with digital TV being forced on us - don't get me started on that!)

[72mk1escort]

Surely this law cant go into action there will be so many people up in arms (Bring on the road blocks) thats what i say

[Capripete]

Surely its a good thing if it gets rid of all the uninsured w****rs driving round. And as others have said, why would you leave your car on the road uninsured? You'll get nothing if its stolen, crashed into or vandalised.