bloody cyclists

[stevepeanut]

a little while ago, some idiot on a bicycle rode into the side of our lasses car. He took full responsibility, he wasnt hurt and they was very light damage to the car, which never got fixed. The insurance company were not interested in recording it, and our lass told the police to be on the safe side just incase he turned round and said he was hurt later on.

 

Just phoned up to sort my pickup insurance, last year it was £230 fully comp, they put it up to £280 this year. They ran through my details, to check everything, and in the accidents/claims section I mentioned what happend to my lass cos shes on my pickup policy.

 

the girl on the phone then says, "we cant offer you the £280 price anymore, next best is £370!!!" I said, there was no claim etc, it wasnt recorded on insurance.

 

Spent most of tonight on price comparison sites, and cant beat the price. Wish our lass had flattened the idiot on the bicycle

 

Gutted now, my insurance has gone up nearly £100

[FredTransit]

WTF??? Lesson learned, tell them nothing! Just goes to show even if it's not your fault, it's a bad idea to even mention it.

[Messenjah]

had the same thing in my landy some tit ran up the arse of me no damage to mine still reported it to insurance and said there is nothing to claim but figured id best report it incase he tried to claim at a later date

 

they tried to take my 3 years no claims away from me at renewal time

[Copey]

wtf, thats stupid

 

(both stories)

 

and ste, how can they bump your ins when you didnt make a claim?

 

is there some form of trading standards you can contact? thats just not on, surely

[stevepeanut]

Well things worked out ok, in the end I managed to get the truck fully comp for £330, which is only £30 more than the first price.

 

The moral of the story, is tell the rip off insurers as little as possible, especially if it wasnt reported to insurers or police

[Skoty]

yer some old guy drove into the side of me on a roundabout. but i knew if i made a insurance claim they would just blame me coz i was 17 and the guy was like 50. some friendly police said the same thing. luckily i work for a body shop so got his car repaired on the cheap, mine was still wrecked tho, im still planning my revenge on the tinker lol.

[andy a]

yer some old guy drove into the side of me on a roundabout. but i knew if i made a insurance claim they would just blame me coz i was 17 and the guy was like 50. some friendly police said the same thing. luckily i work for a body shop so got his car repaired on the cheap, mine was still wrecked tho, im still planning my revenge on the tinker lol.

 

Why get his car repaired at all if he drove into you, if its his fault let it go through his insurance.

 

A friend of mine had an accident a couple of years ago, admitted it was his fault (fiddling with the radio when the car in front stopped and he didnt) and all was well until he got the other drivers statement through from his insurers, he claimed both he and his girlfriend got whiplash, only thing was there was only him in the car, mate told his insurers and they wouldnt fight it, easier to give a payout on someone who wasnt there than say they werent, then they bump peoples premiums up

[stuartp]

he claimed both he and his girlfriend got whiplash, only thing was there was only him in the car, mate told his insurers and they wouldnt fight it, easier to give a payout on someone who wasnt there than say they werent, then they bump peoples premiums up

 

shocking!

[Smudger105e]

Someone I know bumped the back of a car in the warm up lane at the 'Pod, small dint in rear panel of the car, driver reckoned £150 repair.

 

Got a letter this week saying that the claim was now £750, new rear panel, bumper, bumper brackets, exhaust section, boot floor!

 

The naughty boy had reported that the accident happened in a 'queue of traffic'. They were advised that the queue was on a raceway, and it is probbaly a fraudulent claim.

 

Wonder how it will pan out?...

[BIGKEV]

Someone I know bumped the back of a car in the warm up lane at the 'Pod, small dint in rear panel of the car, driver reckoned £150 repair.

 

Got a letter this week saying that the claim was now £750, new rear panel, bumper, bumper brackets, exhaust section, boot floor!

 

The naughty boy had reported that the accident happened in a 'queue of traffic'. They were advised that the queue was on a raceway, and it is probbaly a fraudulent claim.

 

Wonder how it will pan out?...

 

I remember that lol @ the meathead trying to claim for it