Tiny favour

[darylc]

Does anyone know if a cortina mk4/5 is a bitch to insure for a 17 year old, I.E more than £1500?

 

 

Cheeky I know but I want an osf for my 1st car but i dont want a mk1 fiesta (dont like little cars)

 

If they are arses to insure, any idea which one could be cheaper (less than £1500, maybe £1750 for the right car)

 

Thanks

[Trevmk3]

not sure mate, but you could try to get some quotes online as if you were 17 to see

[GJUK]

Think cheap car, small engine, poor performance and no modifications.

[darylc]

not sure mate, but you could try to get some quotes online as if you were 17 to see

 

I've been doing that lol, but it's annoying to keep filling out details

[darylc]

Think cheap car, small engine, poor performance and no modifications.

 

How about if the car has poor performance but a large engine?

 

Just as an example, doesnt a 2.5 (or something) zephyr only have 100 bhp?

[RossMK2]

im dreading my insurerance

 

 

my 07 plate fiesta wil be my daily and has a 1.4 engine

 

 

my escort loads of mods and by then a modded 1600 xflow

 

not gonna be cheap

[GJUK]

Think cheap car, small engine, poor performance and no modifications.

 

How about if the car has poor performance but a large engine?

 

Just as an example, doesnt a 2.5 (or something) zephyr only have 100 bhp?

 

Well at 18 I have a 3.0 V6 omega but that was still £1100 odd quid to insure with 0NCB (its a grandad car you see)

[emu]

No doubt this will get lots of replies of ' It's not as cool / I didn't / They're unreliable/ etc) but here we go anyway.......

 

My suggestion would always be to buy any old banger for at least the first year. Unless racing round the country lanes and the local one-way system doesnt happen like it used to then there is a pretty good chance that your first car will be the one you smash up. Much better to do it to a £200 clanker than your nice shiny Cortina, Escort or whatever.

 

I would have a thought that that £200 15 year old clio is probably cheaper to insure than a 4 grand, 2 year old clio too??

 

Older cars tend to be easier to repair too, so you can learn a bit about how it wortks and save yourself some money on garage costs.

 

In short, Build up a bit of no-claims and start learning how to drive in an old wreck and then get insured on your motor of choice

[petrolhead]

1.6 M4/5 Cortina should be cheap to insure. I had one for a short while and it cost me £110 to insure for a year or £80 TPFT. However, I am twice your age but it was the cheapest car I have ever insured.

 

Go on confused . com, you only have to fill out the details once and it will give you quotes from all the main companies.

[oddball]

No doubt this will get lots of replies of ' It's not as cool / I didn't / They're unreliable/ etc) but here we go anyway.......

 

My suggestion would always be to buy any old banger for at least the first year. Unless racing round the country lanes and the local one-way system doesnt happen like it used to then there is a pretty good chance that your first car will be the one you smash up. Much better to do it to a £200 clanker than your nice shiny Cortina, Escort or whatever.

 

I would have a thought that that £200 15 year old clio is probably cheaper to insure than a 4 grand, 2 year old clio too??

 

Older cars tend to be easier to repair too, so you can learn a bit about how it wortks and save yourself some money on garage costs.

 

In short, Build up a bit of no-claims and start learning how to drive in an old wreck and then get insured on your motor of choice

 

Great advice

 

Another tip is to have your parents [if they drive] as named drivers on your insurance,this saved our daughter about £100

[442]

My missus is 20 and she was getting quotes of 1500 per year tpft with 2 yrs no claims for a 2.0l laser capri with just a set of wheels on the policy. She even too young to be a named driver on my cortina. She pays 504 fully comp on a Y reg 1.4 Focus for now till she a bit older Our apprentice at work pays 1800 a year for an 04 rentco clio shop round mate, its a pain but makes you more determined to find a cheap quote.

[rallyesport04]

Our apprentice at work pays 1800 a year for an 04 rentco clio

 

for that sort of money i would walk where do these crazy people get these prices from. as said before shop about an try your best to get a classic quote its hard due to the age i struggled. a couple of years ago i went to insure the cossie i got quoted just under 1k spoke to f/james an on a classic policy i got a quote of 230 ish some people just take the pi55

[NginEEr]

my mate pays £2800 to drive a mg zr 160 as a named driver, my other friend pays 2700 to drive an almera 1.4.

 

personally i have been driving 2 years my first car was a mk1 fiesta and it was a bomb to insure. alot of companys wont insure drivers under 21 for classic insurance or RWD cars with the increase in drifting. i drive a astra estate at the moment £700 FC to insure in my name. as for the engien size power equation. its not about the performance etc etc its the ammount of damage you can cause with that car if you hit somthing like a 10 plate merc or BMW.

 

your best off buying a project car and a cheap run around. get your no claims up and have a decent classic that is cheap to insure

[100e pard]

Not all big cars are alot to insure.

I went from a mk1 fiesta 1.1 paying £1100 to a Jag XJ6 3.2 auto and it was £1000

I think I caught them off gaurd going for a car that you wouldnt assume a young driver would go for.

[rallyesport04]

Not all big cars are alot to insure

I think I caught them off gaurd going for a car that you wouldnt assume a young driver would go for.

 

true i went from a pug 205 to a vaux cav cost me about 100 quid more

[NginEEr]

hence why i went for an estate. the saloon version is 600 more to insure

[darylc]

Thanks for all the advice like get cheap and slow etc but i dont want to wait for ages to get a nice car. What if i die in a crash in a shitbox? I would never have got to drive the great stuff. Thats why i want a cortina mk4 or 80 as they're still cheap to buy and with the money left over you can put towards the insurance. Then when I get to 19, and the insurance is a bit better, go for a mk1/2/3 tina and have fun

 

I know i sound like a typical arrogant teen, but life is for living, not plodding around in a corsa to build a ncb

[100e pard]

What you must remember though is the bigger the car, the more fuel you are going to use as a general rule.

Also tax and maintenance on bigger cars is usually more expensive.

 

I was getting 18mpg in my jag and put around 600 quid into the car in about 2 months of owning it.

 

weigh up all ur options not just the case of insurance.

[In The Pit]

No doubt this will get lots of replies of ' It's not as cool / I didn't / They're unreliable/ etc) but here we go anyway.......

 

My suggestion would always be to buy any old banger for at least the first year. Unless racing round the country lanes and the local one-way system doesnt happen like it used to then there is a pretty good chance that your first car will be the one you smash up. Much better to do it to a £200 clanker than your nice shiny Cortina, Escort or whatever.

 

I would have a thought that that £200 15 year old clio is probably cheaper to insure than a 4 grand, 2 year old clio too??

 

Older cars tend to be easier to repair too, so you can learn a bit about how it wortks and save yourself some money on garage costs.

 

In short, Build up a bit of no-claims and start learning how to drive in an old wreck and then get insured on your motor of choice

 

Some sound advise there.

 

Also although they are very hard to come by Ford did make a 1.3 Cortina MKIV/V that would prove cheaper to insure than 1.6/2.0/2.3 ones.

[stevepeanut]

you might be better getting a 4 door 1.3 mk2 escort, most mk4/5 cortinas are 1.6 and 2.0 so they'll probs cost more than the escort to insure

[Savvi]

Or a 4 door 1300 Mk1 Escort ?

 

Personally i think a MK1 fiesta is ideal for a 1st car, i was given one as a works van as soon as i passed my test at 17 ................ although it was only 2 years old at the time

[mk3cokebottle]

if you look hard enough mate there is such thing as a 1.3 capri or cortina aswell