Can someone explain something to me?
I lent a car of mine to one of my sons (Baz105e) and he was using it under his own fully comp insurance policy which he has on a car of his. While using it he was in collision with another vehicle, and after a bit of time and letter writing his insurance admitted liability and paid out for the repairs to the other vehicle.
My insurance Company wrote to me early on, and I reported to them that I was not driving, told them who was, and that any claim would be made under his policy, not my own.
So far so good.
My insurance Company wrote to me a while ago, and I spoke to them towards the end of last week, saying that they wanted to know his insurance details, policy number vehicle registration number etc etc, as it would be an offence for me to let him use my vehicle without valid insurance. I have written to them telling them that he was insured, and spoke to them last week, and advised them that I would obtain the details of his current policy, and his Insurance Company name.
My insurance Company have written to me today saying that (and I quote) "Unfortunately our underwriting criteria has changed this year and I am unable to renew your insurance with us. Your cover with Admiral ends on 7/4/09 at 00:01 hours."
wtf!! Can anyone explain?