mk1super Posted April 8, 2008 Report Posted April 8, 2008 I spot two escorts for sale I go to get a quote on a 74 rs2000 they say 1500 quid fully comp i go for a quote on a 1300xl with a 2.1 pinto twin 45 and they say 780 quid What is it all about??????? Rant over i feel better now
sab6024 Posted April 8, 2008 Report Posted April 8, 2008 I don't pay that for 2 cars on the road Fully Comp
bmxdave Posted April 8, 2008 Report Posted April 8, 2008 Its because an RS2000 is still about insurance group 17. You could buy a 105e and dump a great big v8 in and chances are youd pay less insurance purely because of the insurance brackets.
Admin Vista Posted April 8, 2008 Admin Report Posted April 8, 2008 Both quotes seem high for a 27 year old, what's your driving history and are they bumping up the price due to your location? Reference the difference, it's likely to be down to the perceived difference in value of the two cars to replace on the open market should you come to claim.
mk1super Posted April 8, 2008 Author Report Posted April 8, 2008 I have had me licence ten years just so happens it is for 2 wheels only had me car licence since Nov 07 I asked if the fact that ive 10 years road expeirence and got 7 years ncb on two wheels would go in my favour? Or my advanced rider certificate would go in my favour? All got same answer there not for a car He suggested i get myself a 1.3 corsa for a year! Build up my expierence an ncb I lost my rag and hung up.
bmxdave Posted April 8, 2008 Report Posted April 8, 2008 I have had me licence ten years just so happens it is for 2 wheels only had me car licence since Nov 07 I asked if the fact that ive 10 years road expeirence and got 7 years ncb on two wheels would go in my favour? Or my advanced rider certificate would go in my favour? All got same answer there not for a car He suggested i get myself a 1.3 corsa for a year! Build up my expierence an ncb I lost my rag and hung up. Some companies will take it into account. A friend did it and got it dead cheap.
Guest MK1gaz Posted April 8, 2008 Report Posted April 8, 2008 Get a quote for proper classic car insurance mate . Try Footman James or any of the companies in the adverts in the classic car mags
mk1super Posted April 8, 2008 Author Report Posted April 8, 2008 Footman and james wont answer there phone to me The doris says there busy and would i like to insure my home with them, i asked if she wanted to go on a date but she just kept repeating herself saying they was busy gutted
Rick Posted April 8, 2008 Report Posted April 8, 2008 im in the same boat, all cuz some nobhead decided to steal my last car and wriote it off. keep getting quotes and learn the best combo's to get the cheapest deal, i think im gonna end up having to insure mine being kept at a different address with no mods and dont tell them my last car was nicked.
mossy Posted April 8, 2008 Report Posted April 8, 2008 try HIC mate...im only 20 with 0ncb, 3points and a crash and pay only £500 FC with all mods.
Chris! Posted April 8, 2008 Report Posted April 8, 2008 Footman and james wont answer there phone to me The doris says there busy and would i like to insure my home with them, i asked if she wanted to go on a date but she just kept repeating herself saying they was busy gutted its not good when a computer rejects you
mk1super Posted April 8, 2008 Author Report Posted April 8, 2008 Footman and james wont answer there phone to me The doris says there busy and would i like to insure my home with them, i asked if she wanted to go on a date but she just kept repeating herself saying they was busy gutted its not good when a computer rejects you Cant ave the car i want an getting rejected off a computer think al go slit me wrists LV emailed me a quote of £1,342,24p bit cheaper
ratman Posted April 9, 2008 Report Posted April 9, 2008 Insurance companies years ago when i was racing I got a qoute my 2.0 v4 transit transporter One company quoted me £600 TPFT but If I put a car on the back the insurance would be void I shit you not Another Quoted me £1000 TPFT and asked what type of car I would be transporting?? Mk2 escort hot rod I said No sorry can’t cover you the guy said if it was a single seat race car we will but not a saloon car But it’s only got one seat I said guy put down the phone they are all Apple Pies !!
bmxdave Posted April 9, 2008 Report Posted April 9, 2008 When i was getting quotes on the Triumph, with LV i got quoted about £1000, so while i was messing about i had a look to see what else i could get insured on. As a joke i tried a DeTomaso Pantera GTS and got quoted £600. Great, i just needed the 40 odd grand to buy it then
X-pack-Glyn Posted April 9, 2008 Report Posted April 9, 2008 Yep, wholeheartedly agree, total space zom weebies!!! i had 3.1 x pack, valued at 3k, fully comp was 111 quid per annum. later on standard 2.8i valued at 2k, fully comp was 198... work that one out! thier excuse was the 2.8i was 4 years newer, FFS... they are both mk3 cappas at the end of the day, only to repair any wing damage to the x pack would cost double what the 2.8i would... i think they have thier brains in thier arse sometimes. my orange one, all mods declared was around 79 quid fully comp, this one is slightly more.... as its 2 whole years newer...i mean who gives a fook about the reg plate, seriously
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