insurance

[Revival]

my car was stole few weeks back and the insurance are being a bit tight about payin out,,,

because there going by some classic car price guide that states a mk1 escort is worth £1300 ?????

 

http://www.classic-car-directory.com/pr ... prices.asp

 

i had her insured for more that of course,,

they have offerd me 1500 pounds less than what i wont and now are askin me to prove what my car is worth,,,

 

it was a mk1 escort mexico replica.. i have never had a car stole and think this is silly what was i payin insurance for ?

 

any advice would be great

[antz]

tell them to look at the standard price of a mk1 2 door

 

idiots

[Revival]

Thats the thing mate on that site its only down for pennys ?

i dont get it

[accord83]

Get adverts of similiar cars for sale in Classic Ford, Retro Ford, Practical Classics Mags, Affordable Classics ads Etc. over last few months and send them copies, work out the average price and tell them that's your value.

[antz]

have they looked at classic car mags. other classified adverts. ebay, 2008!?!?!?!

 

those prices have gotta be well out of date! £3500 for a A1 mk2 escort rs2k?

 

if they are that price then ill go down to my garage and buy one now

[Vista]

The sporting escort owners club has a price guide that's usually in the right ball park, what sort of nick was your car in?

 

 

http://www.seoc.co.uk/priceguide.htm

 

edit: They have a mk1 twin cam down as being worth £6500

 

Some people just can't accept (or haven't woken up to) the rise in value of our cars in the last 4 or 5 years.

[mossy]

go to some sites and print off other adverts similar to what yours is ... then send them in.

[caprinerd]

are they local to you, if so go into the office with all the car mags you can with mk1`s in them and show all of them, if your not then email or fax the stuff through and dont except anything less than what you insured it for, and just tell them it was insured for x you want x if they didnt think it was worth x and thought it was worth y then they should have insured it as y and not x so its their fault and the value of the car still stands at more than they are offering, i think i read somewhere about this as a consumer right

[Rallyfezzigirl]

I had similar problems with my last insurance company over damage that had been caused by a dodery old fart...it wasnt a classic car but it was worth 3 times as much as they were offering, they were gona write it off until I produced a dozen for sale adverts of similar cars to mine, they had to back down and repair the car! hard proof is the best way forward.

[lotusless]

go down their office + hold them at gunpoint till they

give you the full value for your scort!!!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

ohh did i just say that out loud? dont really do that

[NginEEr]

Escort MkII RS1600 Saloon 1975-77 £9500 £5500 £3500 1835 112 £££

 

i gotta get myself a mk2 escort rs1600 oo wait it dont exsist great site made up fords

[FredTransit]

WTF??? A Mk2 granny (admittedly in poor cond) for £300 Do behave! They are worth that scrap. Is this site made by insurer's?

[razersedge]

keep arguing with them i refused 11 offers when mine got stolen and got what it was insured for which was £6000 but it took 6 months

[Rick]

its standard proceedure for the insurance to diddle you mate.

 

print off loads of adverts and ebay auctions as proof and build up a file to protest to the ombudsman should they not meet your dem,ands

 

was your value agreed?

 

i was offered £80 for my corsa when it was nicked a complete joke that i had to battle hard to get put right

[caprinerd]

i was offered £80 for my corsa when it was nicked

 

i aint going to say anything , to easy lol just laying rick

 

just hold out till you get what they covered the for in the first place

plenty of adds, mags, anything you can get your hands on

 

i know its wrong to do this but its worked before , get some mates to advertise simular cars and use those adds, the cars arent real but the insurance company dont know that, and if people do phone your mates up about the car that dont exist, they just say its sold, simple.

you wont be the first to do it and believe me your gonna be far from the last

[Rick]

cheek

 

to be fair though its not gonna take much proving, theres no need to fake it

[shaun1.6ghia]

I had similar problems with my last insurance company over damage that had been caused by a dodery old fart...it wasnt a classic car but it was worth 3 times as much as they were offering, they were gona write it off until I produced a dozen for sale adverts of similar cars to mine, they had to back down and repair the car! hard proof is the best way forward.

 

this happened to a friend... he did the same ...

take adverts of similar cars....